Smile…..You're on Candid Camera

A discussion with a business client revolved around the thought that one of the best ways to document the validity of an automobile insurance damage claim is to take a photograph of the vehicle right after the accident so there is visual proof of the accident.

Unfortunately, most people don’t have a camera accessible at the time of an accident so that they frequently fail to provide this additional proof weakening their claim and possibly lowering the amount of the settlement they receive. We've found that the advent of disposable cameras has changed the ability to document automobile damage claims, however, regardless of whether it involves their personal car or business vehicle. Heck, at the writing of this Tip of the Month, we noted on the internet that a disposable camera, listing for thirteen dollars could be purchased for $4 so that it’s possible to keep one in each owned vehicle without incurring high purchase costs or having to worry about theft of an expensive camera.

Considering the fleet of cars and/or trucks some of our clients and colleagues maintain, they (you) may wish to make such cameras standard equipment in having drivers take photographs of fender benders right at the scene of an accident.